[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.widenet.cz\/od-koho-si-jenom-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.widenet.cz\/od-koho-si-jenom-pujcit\/","headline":"Od koho si jenom p\u016fj\u010dit?","name":"Od koho si jenom p\u016fj\u010dit?","description":"Pokud se \u010dlov\u011bku nedost\u00e1v\u00e1 pen\u011bz, nen\u00ed to p\u0159\u00edjemn\u00e9. A pokud je takov\u00fd nedostatek citeln\u00fd a […]","datePublished":"2019-10-20","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.widenet.cz\/author\/#Person","name":"","url":"https:\/\/www.widenet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"widenet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.widenet.cz\/wp-content\/uploads\/img_a367806_w1731_t1580294935.jpg","url":"https:\/\/www.widenet.cz\/wp-content\/uploads\/img_a367806_w1731_t1580294935.jpg","height":0,"width":0},"url":"https:\/\/www.widenet.cz\/od-koho-si-jenom-pujcit\/","about":["Finance\r"],"wordCount":469,"articleBody":"        Pokud se \u010dlov\u011bku nedost\u00e1v\u00e1 pen\u011bz, nen\u00ed to p\u0159\u00edjemn\u00e9. A pokud je takov\u00fd nedostatek citeln\u00fd a dlouhotrvaj\u00edc\u00ed, nen\u00ed doty\u010dn\u00e9mu u\u017e v\u016fbec co z\u00e1vid\u011bt. Proto\u017ee za leccos se platit mus\u00ed, nejeden z v\u011b\u0159itel\u016f nen\u00ed ochoten \u010dekat, a\u017e se u toho chud\u00e1ka v\u0161e jednoho dne obr\u00e1t\u00ed k lep\u0161\u00edmu, j\u00edst je zapot\u0159eb\u00ed bez ohledu na obsah pen\u011b\u017eenky. A tak to zkr\u00e1tka nejednou nejde vy\u0159e\u0161it jinak ne\u017e p\u016fj\u010dkou. Takov\u00e1 p\u016fj\u010dka m\u016f\u017ee b\u00fdt dobr\u00e1 v\u011bc. \u010clov\u011bk d\u00edky n\u00ed m\u016f\u017ee norm\u00e1ln\u011b \u017e\u00edt i tehdy, kdy\u017e m\u00e1 hluboko do kapsy, m\u016f\u017ee hradit v\u0161e, co je t\u0159eba, a postupem \u010dasu jednodu\u0161e takov\u00fd dluh splat\u00ed, sm\u00e1zne ho a \u017eivot m\u016f\u017ee j\u00edt norm\u00e1ln\u011b d\u00e1l. Ov\u0161em probl\u00e9m je v tom, \u017ee takov\u00e9 osob\u011b nejednou v bance p\u016fj\u010dit odm\u00edtnou. Shledaj\u00ed tam t\u0159eba, \u017ee m\u00e1 doty\u010dn\u00fd p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy a tud\u00ed\u017e nesk\u00fdt\u00e1 z\u00e1ruku, \u017ee mu tyto budou vzhledem k v\u00fd\u0161i spl\u00e1tek sta\u010dit, \u017ee m\u00e1 i n\u011bjak\u00e9 jin\u00e9 dluhy a nov\u00e1 p\u016fj\u010dka u\u017e by mohla b\u00fdt definitivn\u011b nad jeho s\u00edly, mohou ale tak\u00e9 p\u0159i pohledu na registry dlu\u017en\u00edk\u016f s n\u011bjak\u00fdmi t\u011bmi z\u00e1znamy usoudit, \u017ee by doty\u010dn\u00fd t\u0159eba ani nemusel b\u00fdt ochoten pen\u00edze vracet. Prost\u011b se doty\u010dn\u00fd \u017eadatel nemus\u00ed setkat v bance s pochopen\u00edm. A jestli pomoc opravdu pot\u0159ebuje, je zapot\u0159eb\u00ed zkusit \u0161t\u011bst\u00ed v podob\u011b zvan\u00e9 americk\u00e1 hypot\u00e9ka. Tento nebankovn\u00ed produkt toti\u017e m\u016f\u017ee zachr\u00e1nit i leckoho z t\u011bch, kdo nemaj\u00ed v bance nad\u011bji na \u00fasp\u011bch. Proto\u017ee zde jsou kladen\u00e9 po\u017eadavky o pozn\u00e1n\u00ed m\u00edrn\u011bj\u0161\u00ed a d\u00e1 se tu tak daleko sn\u00e1ze vyhov\u011bt a usp\u011bt. V\u017edy\u0165 se tu vlastn\u011b nezbytn\u011b vy\u017eaduj\u00ed jenom dv\u011b v\u011bci:  \u017dadatel mus\u00ed m\u00edt nemovitost, kterou by mohl za p\u016fj\u010den\u00e9 pen\u00edze ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 nemovitosti ru\u010dit.  A tento mus\u00ed m\u00edt aspo\u0148 tak vysok\u00e9 p\u0159\u00edjmy, aby byl schopen z nich hradit spl\u00e1tky.   \u010c\u00edm\u017e v\u0161echny podstatn\u00e9 po\u017eadavky kon\u010d\u00ed. Nad v\u0161\u00edm ostatn\u00edm, v\u010detn\u011b toho, co je v bank\u00e1ch nezbytnost\u00ed, se tu d\u00e1 p\u0159imhou\u0159it oko, nic dal\u0161\u00edho nemus\u00ed pl\u00e1ny \u017eadatele zhatit. Sta\u010d\u00ed se dohodnout se z\u00e1stupcem poskytovatele a podepsat smlouvu a pen\u00edze jsou na \u017eadatelov\u011b \u00fa\u010dtu skoro hned. A lze je pou\u017e\u00edt na cokoliv a n\u00e1sledn\u011b spl\u00e1cet t\u0159eba i po dobu t\u0159iceti let. A to se jist\u011b zvl\u00e1dne.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si jenom p\u016fj\u010dit?","item":"https:\/\/www.widenet.cz\/od-koho-si-jenom-pujcit\/#breadcrumbitem"}]}]